User:RasberryDance960

A suitable definition of the term credit immobilier is required to ensure that its effects on the housing market can be correctly analyzed. According to a few Internet and book sources, credit crunch is a period when borrowers have a hard time obtaining financing. Even when they're able to find financing, the interest rates will often be high.

A capital crunch is just what a credit crunch has additionally been thought as. There's usually a shortage in equity pret immobilier which limits lenders' abilities to make loans, which is especially true in regions that have been most afflicted with the subprime mortgage and economic crisis. Within a credit crunch, lenders stop lending, and they hang on to their capital because they fear lending money because you will find rising bankruptcies, mortgage defaults and job losses, along with other factors that increase the risk of a person not being able to repay a compromis de vente.